Placeholder: blessing or curse?

This is a thought that returned to me today: is using placeholders (mostly for names) when writing a blessing or a curse? Can it get out of hand or backfire?

When I started working on my fantasy story, even before writing, I knew that naming the characters will be probably the hardest part. I always had troubles with coming up with names, even for my game characters, especially in World of Warcraft, Diablo 3 or even The Sims…

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